Alternative Credit Risk Modeling:
Learning goal: Develop skills in non-traditional credit assessment
Analytical techniques to master:
- Feature engineering from transactional data, social media, and public records
- Machine learning approaches for credit scoring with alternative data
- Model interpretability techniques for regulatory compliance
- Validation methodologies for alternative credit models
Generate **Insight Note** teaching the regulatory and ethical considerations in alternative credit scoring, then **Audio Brief** on balancing predictive power with fairness concerns.